About IHT 2027 Calculator
Inheritance tax before and after 6 April 2027, when unused pensions join your estate. Both bills, side by side, every rate sourced.
What is on this site
One question, "inheritance tax calculator uk", answered with a calculator that works on the page with no account, 3 guides on the questions around it, a data table you can cite (the figures and their method), and the sources every figure rests on.
- Pensions and inheritance tax from April 2027: what changes: Deaths from 6 April 2027 bring unused pension funds and death benefits into the estate for IHT. What counts, who pays, and the double tax after 75, up to 67% combined.
- Residence nil rate band: the £175,000 home allowance and its £2m taper: RNRB: up to £175,000 per person (£350,000 for couples) when a home goes to direct descendants, tapering £1 per £2 over £2m; pensions get estates there sooner from 2027.
- Inheritance tax when the second parent dies: the £1 million question: On the second death a couple's estate can shelter up to £1 million: £650,000 of transferred nil rate bands plus £350,000 of residence bands. What the 2027 change does.
Reach us
Contact for a question about the site, or enquiries@iht2027calculator.co.uk. The legal terms are on Terms and Privacy.
IHT 2027 Calculator is an independent information site operated by Ellul Solutions Ltd. It is not affiliated with HMRC or any government body, and nothing here is tax, financial, legal or estate-planning advice. The April 2027 rules described are enacted in the Finance Act 2026 but do not commence until 6 April 2027, and HMRC guidance on them is still developing, confirm your position with a regulated adviser before acting.